Ready to Finance? We Make It Easy
We know that car financing is hard. But our online
financing application removes a lot of the stress and hassle of worrying if
you're approved for the lease or loan amount that you need.
Thanks to everyday low prices, lease deals, and
low-interesting financing on both new and used cars, it's very affordable to
build a payment plan on a budget when you work with us. But knowing exactly how
much you're approved for can make your shopping experience a lot more fun, and
give you a lot more confidence. You may even be approved for more than you
think.
How Do I Apply for a Car Loan Online?
Applying is easy. Our safe, secure, and
user-friendly application walks you through the whole thing; we'll explain
exactly what information we need from you (and why), and once you're done, our
automated system will send your application to one of our financing
professionals.
You could hear back with an exact estimate of your
financing approval in as little as a few minutes.
What Do I Need in Order to Apply?
For this step, you won't need much to apply for car
financing online. All we'll need from you is:
- A phone number and email at which we can
reach you
- Your address
- Your social security number (so we can run a quick
credit check)
- Your general income (so we can see your
debt-to-income ratio)
- Your approval for Lithia Toyota of Springfield to
do what we do best: help drivers get the best possible deals on new and used
cars
If you're unsure of your credit or financial
standing, you may want to consider pre-qualifying for
financing--one step below applying for pre-approval. This process is
less invasive and doesn't require your SS#, but isn't quite as accurate as our
pre-approval process.
Still not sure? Contact us--we can help you sort
out the best possible path to car financing for your unique
situation.